1) Lowe’s Credit Card

Lowe’s is a U.S. based company that was founded in 1946 by Lucius s. Lowe. The company was first started in North Wilkesboro (U.S.) leading to a chain of hardware and retail home appliance stores worldwide. Moving on with the enhancement of Lowe’s business, a facility of online purchasing and payment was started by the company. This included a credit card issued by the company called as Lowe’s credit card.

2) Lowe’s credit card types

Lowe’s provides their esteemed customers with two types of credit card facilities

• Lowe’s consumer credit card: The card can be used by the customers in the store or can be used in the online purchasing.There is no annual fee and the monthly installments are reasonable. Also the online payments can be made using the steps discussed later.
• Lowe’s project card:The card finds its use in the case of finance of home appliances which limits to the sale of minimum $1000.The six month period would be a ‘no interest’ period and fixed monthly installments after the purchase period ends for four to ten years.

3) Apply online for Lowe’s credit card

To get Lowe’s credit card in a cluster of some easy steps, follow the steps below:

• Log on to www.lowes.com to open the official site of the company
• To the bottom left of the page you can find an option of credit services headed by services. Click on the option leading to a new page describing the Lowe’s credit card system.
• There are two varieties of cards as discussed earlier from which you can choose as per the need. Click on the option ‘Apply Online’.The page appears with a registration form which is to be filled by the applicant. The next is the confirmation of your account at Lowe’s and then the credit issuing details are provided to the applicant.
• The norms regarding the credit cards have already been discussed earlier.

4) Payment of Lowes credit card bills online

• Log on to www.lowes.com to open the official site of the company.
• To the bottom left of the page you can find an option of credit services headed by Services. Click on the option and the page appears with the credit card related services
• Find the option ‘Pay Bills’ on the top left of the page. Click on the option.
• Customers having an account at Lowe’s can fill up their user IDs and passwords.There is an dropdown menu from where you can select the type of card you hold or the service you require. Customers not having an account at Lowes can create an account for which they can find an option on the right side of same page.
• If you are paying the online bill for the first time, your account information would be checked.
• After that you can mention the bank from which the money can be deducted.

5) Lowe’s credit card online payment calculations

 As depending upon the type of Lowe’s credit card the calculating norms vary

Project card: Activation with minimum sale of $1000.

No interest charged for each six months period

Fixed monthly payments at the end of purchase period for four to ten years

Consumer card: There is no annual fee

The monthly charges are reasonable

The GE Money bank controls the issuing of Lowe’s credit cards. The APR ranges from 7.99% to 24.99%.

6) Lowe’s customer support

Lowe’s Helpdesk: PO Box 1111
North Wilkesboro, NC 28656
1-800-445-6937