What is Gap Credit card?
People who love to shop at gap are now provided the privilege to shop through their credit cards that the company provides. The company also makes sure that people who spend their money on purchasing and consuming their goods are awarded some rewards. Gap offers its customers three kinds of credit cards:

• Department Store credit card
• Visa credit card
• Gap credit card

The kind of shopping you do shall determine the kind of card that you shall use while making the payment. Each Gap credit card has certain merits that make them attractive to use and apply for. If the individual desires to buy clothes he or she can shop the same from the Gap store while making payment through the Gap credit card. There is minor difference between the Gap credit card and the Gap visa credit card. The main advantage that the Gap visa card has over the Gap credit card is that it can be accepted anywhere, whereas the Gap credit card can be made to access only at Gap stores and few other online sites like Banana Republic, Old Navy and Piperline. The Gap credit cards unlike other credits cards do not charge any annual fee for the services that they render

Types of Gap credit card:
There are three kinds of Gap credit cards that the company provides to its customers. These are:
1. Gap Credit card: This can be accessed only at the Gap stores for your purchases. The interest rates on Gap Credit Card start at 24.99%. It resembles that of the store credit card and use it to purchase your stuff from the Gap outlets and its sister chain of outlets. If the customer spends an amount which is more than $800 in 1 year, the card that you possess shall be upgraded to the Silver Card with some additional benefits. This type of card enables the customers to pay their bills online.

2. Gap Visa Credit card: Which can be accessed anywhere in the world thereby giving the customers a greater advantage. The interest rates start with 23.99%. This card also is issued by the GE money bank and has many additional benefits and rewards with an option to get their card upgraded to the silver card.
3. Gap Department Store card: One can use this card at any department store of Gap. The fee charged on the Gap credit cards is very reasonable as it does not charge any annual fees. The Gap credit card is issued by the GE money bank.  The penalty for each of the card is 27.24%.

How to apply for the Gap Credit Card

Payments of Gap credit card
The company accepts the payment in the following forms:

• Visa Cards
• Master Cards
• American Express Cards
• Gift Cards etc

The mode of payment can be through any of the ways; be it a bank transfer, cheques, online and bank arrangement.

1. By Bank Arrangement: The bank statement is mailed to your bank, which settles the account of the behalf of their client.  The bank ensures prompt payment even if you are not available.

2. By Bank Transfer: The payment can be made by the bank transfer also. They provide their customers with the account number at which the payment is to be made or transfers.

3. By Cheque: The payment can be made through cheques also. The cheque should be made payable to GE money bank. It should be remembered that the bank account number and the card account number are to be mentioned at the front of the cheque.

4. Online Payment: You can take the advantage of making the payment online. You can visit the official website of the company and make the payment. Log in to the account using the id and the password and make the payment. Once your payment is made, the confirmation shall thank you for the payment made.

The method of online payment is:

• Log on to the official web site of Gap.
• Click at Gap Credit Cards.
• They shall ask you if you have a card.
• On clicking yes, they shall ask you to login using your id and a password.
• After you have successfully logged in, you shall be required to click on PAY BILL ONLINE.
• Fill in the required account number and the routing number of the bank.
• Fill in the amount that you have to pay.
• Finally you shall click on submit and there you are done with the online payment and settling your account.

Additional benefits of Gap Credit Card
Using the Gap credit card gives you many additional benefits:

• If you have orders over $100 you are entitled to shop online for free.
• The customers are entitled to notices regarding sales that are given to them in advance, information about special promotions and invitations to exclusive store events.
• Special savings for birthday.
• If you shop on Tuesdays at the Gap Family Stores, you shall be entitled to 10% off.
• You can access your account and manage it online.
• Members also get to upgrade their card s and thereby receiving additional benefits and rewards.
• There is no annual fee charged.

Contact details:

The individual, who desires to contact them, can either reach them online or they can either give them a call on the toll free numbers that work 24/7. The Gap credit card member can mail their payment mentioning account number and gap credit card number. Make clear the payments either by making them a call at 1800-427-7895 and select the payment automated system. You need to supply the relevant information and they shall give you the confirmation number that ensures that your payment has been made.

For any further queries one can write to at:

Gap online

100 Gap online Drive

Grove City, Ohio.

For any query related to Gap credit cards, you can write to at

Gap Customer Relations

100 Gap Online Drive

Grove City Ohio

43123-8605.