First National Bank Of Omaha Credit Card


1. What is Omaha Credit card?

 

There are a lot of options made available by the First National Bank of Omaha in its credit card line. The characteristics, rewards and the benefits attached with this are different for each kind. The card options are there depending upon the issuing authority like the American express bank of Omaha card, Master Card, visa card issued by the bank and similar kinds.

 

2. Bill Calculation

The method that is used for the calculation of credit card bill by the First Bank of Omaha is the average daily balance method. For this the Annual Percentage Rate (APR) is taken at the prime rate. The daily balances of the card are monitored to reach figure of the billable amount and the balance that will be carried forward to the next cycle.

The interest is accrued to the average daily balances on a daily basis. The finance charges depend on the daily balance, APR and the duration in the billing cycle. The same is added to the average daily balances totaled at the end of the billing cycle to reach the amount. To this various other fees applicable that could include the late fee, annual fee, renewal fee etc are added.

 

3. Payment methods available

The payments of the outstanding dues of the credit card issued by the First National Bank of Omaha could be done in three ways:

Firstly a check that is payable in the U.S. Dollar denomination could be used to make the payment. This has to be mailed on the address that is mentioned in the statement of bill

Secondly, the bill could be paid online on the website of the bank too. This is a very convenient method for making the payment.

Lastly, one could authorize the bank to debit the instructed amount as and when directed by the cardholder. This service is known as the Auto Pay service.

 

4. Benefits and Rewards on First National Bank of Omaha Credit Card

Benefits include the following

  • Zero Liability Protection: The card holder remains totally protected against the unauthorized use of his credit card.
  • Protection of purchase: Nearly all the merchandise bought is covered for financial protection against losses by theft, accidents etc for the first 90 days of purchase.
  • ·         Extended Warranty: The original U.S. warranties offered by the manufacturers are doubled for every purchase made with this card.
  • ·         An attractive E-Bucks reward program is initiated by the bank for the users of this card.

 

5. Contact Details

The bank could be reached for various problems faced by the card holders through the following ways.

Phone numbers: Credit Card Customer Service which is 1-888-530-3626

Reporting about card loss or theft at 1-800-444-6938

Request for Card member Agreement could be made at 1-888-530-3626

The customer service could also be reached via email through bank’s website.

Another option is to mail correspondence at the address specifically meant for bank cards which is:

Bankcard Payment Processing
PO Box 2557
Omaha, NE 68103-2557