EMCC is the company which provides the credit cards to the U S citizens who are staying outside the country. The company is having very normal rules for applying the credit card. It is very easy for the American people to apply for this credit card through online if he is having an account in this company. This company’s terms and condition are so friendly that any one can have the card of this company and the one can maintain the card very easily.

Types of EMCC payment

EMCC Company provides the all types of facilities to its users. This company is having two types of credit cards for its users. The name of the credit cards is as follows:

• Consumer credit card.
• Commercial credit card.

The details of these cards are as follow:

consumer credit card:
these consumer credit cards consist of three types:

• Exxon Mobil master card: by having this card the owner can earn valuable rebates on his purchase. It is having the broad acceptance ATM access worldwide, able to track the monthly spending. It is having free speed pass service, account can be managed online and it is having a flexible payment treatment.
• Exxon mobile personal card: it provides convenience to pay at the pump stations, free speed pass services, easy truck fuel cost, can manage the account online, having the flexible payment term, $0 fraud liability, provide the citi identity theft solution and have the ATM cash access.
• Exxon preferred card: provides the cash back facility on hotels, car rentals and airlines, provides the 24/7 travel agency services, can pay at pump convenience, provide the entertainment and dining discounts, $0 fraud liability, provide insurance protection, $1,000 emergency cash and airline tickets.

Commercial credit card:
These commercial credit cards consist of two types:

• Exxon Mobil business card: no annual fees and no minimum purchase, account is managed online, detail invoice, free speed pass, flexibility in the term of payment, have tax exempt option, and have single station card option.

• Exxon Mobil fleet card: this is having valuable fuel rebates, this card is accepted about at 10,000 Exxon & Mobil locations, this card provides the security & control, this has purchase restrictions, provide the detailed reporting, and this also provides the online account access.

How to apply for Exxon Mobil card
Credit card can be applied in two ways. One can apply the EMCC through the office of this company. The other way is that one can apply for this credit card online also. For applying this credit card the customer must have to sign the agreements which is having certain terms and conditions. These terms and condition are related to the credit agreement and retail installment.

Applying for the credit card through office:

Non negotiable instruments are signed by the consumer. There are no annual charges for the one who is having EMCC. There should be the enough minimum balance to pay for any purchase payment. Payment should be made within 26 days from the date of purchase. No extra charges will be charged on consumers.
Applying for credit card through Internet:
The account is operated through Internet and the cardholder can check all the details of the past 6 months. The card holder can avail the email for the payment day.

How payments and other charges are calculated

Within twenty six days duration all payments are cleared. The annual percentage rates for this company for the interest rates are 21.74%. For the delay payments, rate of interest is 26.74%.late fees that can be avoided easily by informing the bank before the due date of payment.
The payment schedule for reference:

• Under $15.00 for credit money. $0 for late fees.
• Under $10 for credit money if the balance is in between fifteen to fifty one dollars approximately.
• Under $15 for credit money if the balance is in between fifty one dollars to one hundred fifty dollars approximately.
• Under $29 for credit money if the balance is above $51 and above.

Financial charges:

• The minimum financial charges for the bank are only $2.
• Charges which are paid back through check amount are twenty nine dollars.

Additional benefits provided by the EMCC
The EMCC services provide various additional benefits to the card holders. They are as follows:

• Can access 24 / 7 online account.
• Can pay at the pump service stations.
• Provide free speed pass.
• Provide free additional cards.
• Have the acceptance 10,000 Exxon Mobil station.

Contact details of EMCC payments

Exxon Mobil Personal Card: 1.866.460.5349
Exxon Mobil MasterCard: 1.866.641.5154
Exxon Mobil Business Card: 1.866.460.5350

Number for post box is 981401, El Paso, located in Texas.