Express Credit Card Payment
1. What for is an Express Credit Card?
The Express Credit Card is issued by the World Financial Network Bank (WFNNB). The card is a product of the WFNNB but is represented by the Fashion Store Express. It is a card that makes the shopping at this outlet more convenient as well as attractive due to the various benefits that are attached to holding the Express Credit Card. Not much variations in this card type is there, but the A list Card is an Exception to the said fact.
2. Calculation of payment on Express Credit Cards.
The bill amount varies with kind of credit plan has been opted by the cardholder.
In the most general sense, the bill is commonly generated using the “average daily Balance” method.
The various interest charges that are applicable in this situation are:
Annual Percentage Rate which is 24.99% and varies dependent upon the prime rate.
The due date is 25 days after the billing cycle gets over. The late charges that could be levied is this time is over reached could reach upto $29. There isn’t any annual or initial fee charged on the Express Credit Card. There is a preset Minimum Interest Charge for the cardholders whose balance becomes chargeable to interest. This minimum amount can in no way be less than $1.
3. Ways for making payments of Express Credit Cards
Payment of the bill on the Express Credit Cards could be made by the holder in any of the following ways:
Personal cheque that is payable in U.S. Dollars could become one mode of payment. This has to be addressed as per the address given on the bill statement. Payment would be deemed to have been made once the same gets posted to the account in the state where the WFNNB main office is located.
The payment should not be made in Cash.
4. Benefits for Express credit Card Holders
- Customer can earn a receipt of $10 for every 250 points earned by him.
- A special Birthday offer is given out which is worth $10.
- Automatic upgrading to A-list card will be allowed once the customer earns 500 points and the Express rewards would increase upto $15
- Special bonus point events enable the cardholders to earn grace as well as points easily.
- Special once in a month steals are allowed to card holders under Exp Special Deals Enjoy.
5. Contact Details:
The customer service address is:
World Finacial Network Bank
PO Box 182273
Columbus, OH 43218-2273
The Customer Service Number is 1-800-888-5529. The Business hours of this service are from 8A.M. to 9.P.M. from Monday- Saturday. Sundays remain non working for this service.
Automated Service is available to customers on a 24×7 basis.